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Mortgage loan is one in which you borrow money by pledging your assets. Typically you will be able to obtain funding up to 60% of the registered value of the property. Mortgage loans up to Rs. 2 crore will be made available from ICCSL. Mortgage Loan can have repayment terms of up to 15 years
This type of loan is secured on the borrower's property/ asset through a process known as mortgage origination. The loan amount can be used to meet a variety of funding needs involving large-ticket purchases.
A mortgage loan can be taken for many reasons like: